Health insurance for students increases
Leslie Shambo
Issue date: 3/31/04 Section: News
Dan Sheffner, senior computer science major said, "I use Connecticut General Life Insurance Co. because it's the insurance that my dad's company is covered under. Without going with the school (insurance plan) we save about $200 a semester."
Rosenberger also mentioned the cost of Western's health insurance plan, particularly for those students who do have the option of remaining under their parents' coverage.
In 2000, The Commonwealth Fund published the results of a detailed study on young adults and health insurance.
According to their research, college-age students (19 to 23) who attend school full-time most often remain on their parents' health insurance policies.
The study states, "At age 19, most young men and women are removed from their parents' health plan unless they attend school full-time and remain a dependent. For this reason, a substantial number of college-age students are insured through their parents' insurance policy."
Yet, many students who do use the Student Accident and Illness Insurance Plan are also covered by their parents' insurance carrier as well.
"Well, I have both the student health insurance and my parents' insurance," said Bridgette Haight, senior communications major. "Just because. My parents chose to do it that way."
The Commonwealth Fund also stated that 1.2 million full-time students, 18 percent of all adults between the ages 19 and 23, are covered through university insurance plans. An additional 12 percent of full-time students have established plans in their own names, and 19 percent remain uninsured.
Therefore, while many students may agree that the problem is not a lack of coverage, but rather a deficit of knowledge about coverage. The results of The Commonwealth Fund's study suggests that a large portion of America's young adults stand without any type of insurance coverage.
"I think it's a valuable resource that we have this WIU insurance policy," said Haight. "I think it provides a lot of benefits. And it's a scary thought if you don't have any insurance plan, so this new program may help lessen that worry."
For more information about the Student Accident and Illness Insurance Plan, students can visit Beu or call them at 309/298-1888. In the Macomb area, students can contact American Family Insurance, Country Insurance and Financial Services, Citizens Insurance Services, Health Alliance Medical Plans, or a variety of other providers listed in the Yellow Pages.
Rosenberger also mentioned the cost of Western's health insurance plan, particularly for those students who do have the option of remaining under their parents' coverage.
In 2000, The Commonwealth Fund published the results of a detailed study on young adults and health insurance.
According to their research, college-age students (19 to 23) who attend school full-time most often remain on their parents' health insurance policies.
The study states, "At age 19, most young men and women are removed from their parents' health plan unless they attend school full-time and remain a dependent. For this reason, a substantial number of college-age students are insured through their parents' insurance policy."
Yet, many students who do use the Student Accident and Illness Insurance Plan are also covered by their parents' insurance carrier as well.
"Well, I have both the student health insurance and my parents' insurance," said Bridgette Haight, senior communications major. "Just because. My parents chose to do it that way."
The Commonwealth Fund also stated that 1.2 million full-time students, 18 percent of all adults between the ages 19 and 23, are covered through university insurance plans. An additional 12 percent of full-time students have established plans in their own names, and 19 percent remain uninsured.
Therefore, while many students may agree that the problem is not a lack of coverage, but rather a deficit of knowledge about coverage. The results of The Commonwealth Fund's study suggests that a large portion of America's young adults stand without any type of insurance coverage.
"I think it's a valuable resource that we have this WIU insurance policy," said Haight. "I think it provides a lot of benefits. And it's a scary thought if you don't have any insurance plan, so this new program may help lessen that worry."
For more information about the Student Accident and Illness Insurance Plan, students can visit Beu or call them at 309/298-1888. In the Macomb area, students can contact American Family Insurance, Country Insurance and Financial Services, Citizens Insurance Services, Health Alliance Medical Plans, or a variety of other providers listed in the Yellow Pages.
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